Prepare for the Big One with earthquake insurance

As a Southern Californian, it is important to be prepared for a large earthquake. Not only should you keep plenty of emergency food and water, you should also look into ways to protect your home and assets. Securing shelving, wall art and any other home goods that could fall during an earthquake is a good first step, but to make sure you are protected from extensive damage, you may want to consider earthquake insurance.

Earthquake insurance is not included with your homeowners insurance. Many Californians do not realize that damage caused by an earthquake in not covered without earthquake insurance. Without it, you may not be able to get the help you need to replace personal items, repair your home and easily move forward with your life.

While this insurance is optional, it is critical to helping you smoothly recover from devastating earthquake damage. Sam Klein, a Farmers Insurance agent in San Clemente, CA, offers excellent options for earthquake insurance.

Earthquake insurance covers structural repairs to your home, paying for temporary housing, an entire rebuild of your home if damage is severe, and replacing personal property that is damaged or ruined. Having to deal with the damage is bad enough and earthquake insurance can give you the assurance that in time, your life can get back to normal.

This type of insurance is officially issued by the California Earthquake Authority and varies in price depending on the likelihood of an earthquake happening near you. While earthquake insurance can be a little tricky to navigate, Sam Klein in South Orange County will help you every step of the way.

For more information about how to protect your home, give us a call or stop by for a visit.