Get Peace of Mind with Earthquake Insurance
As a California resident, you know that you should have earthquake insurance, but what does this coverage entail? When it comes to earthquake insurance coverage, you need to know what to expect. That’s why Sam Sam the Insurance Man near Corona, CA put together this informative article to help you understand this vital protection in Orange County.
What is Earthquake Insurance?
You might have wrongly assumed that your homeowners’ policy is going to cover any damage caused by an earthquake. Sadly, that’s not true. You must add optional earthquake coverage to your policy if you want protection.
You could face numerous expenses after an earthquake, including:
- Rebuilding your home
- Performing structural repairs
- Replacing some of your personal property
- Covering a temporary housing expense
Without earthquake insurance in Southern California, you could be paying for all of this out of your own pocket. The premiums vary depending on the level of risk where you live. If you live in a higher risk area, you can expect the premiums to be higher than some other locations. Would you rather pay the premiums and know that you will be able to replace your belongings or take the risk and face it alone?
How Do You Get Earthquake Insurance?
You must protect your family’s assets with earthquake insurance. It’s time to talk to your insurance agency in Southern California. At Sam Klein Insurance Agency near Lake Forest, CA, we can review your existing coverage to determine if you are protected or need a more extensive policy. You want to make sure your home is protected from all danger. In the state of California, earthquake insurance is provided by the California Earthquake Authority, but you can purchase it from us and allow us to review the terms with you. Thankfully, you don’t have to navigate this process alone. We are here to help.