There’s nothing better than enjoying an afternoon ride on the back of your motorcycle, but are you prepared for the unexpected? There are many reasons to consider adding motorcycle insurance near San Juan Capistrano, CA. Plus, the state of California requires that all registered motorcycles must have liability coverage, so you are breaking the law without it. Consider these tips for choosing motorcycle insurance and contact Sam Sam The Insurance Man for Home, Auto and Life insurance.

Reasons to Add Motorcycle Insurance to Your Policy

You might think you are an experienced rider, but what happens if you have to put the bike down. Let’s say you are navigating a rural intersection and you misjudge the turn. You may not have serious injuries afterward, but the bike could easily be totaled. Some policies will cover your bike after a total loss so that you can replace it with a new one.

Let’s say you are taking a weekend ride with a loved one and you make a quick pit stop. When you come back out to the bike, some of your personal belongings have disappeared. You want coverage that replaces that personal property. There’s also an option to cover your helmet in case you drop it on the pavement while walking. 

Motorcycle Insurance Options for You

There’s no limit to the ways you can cover your motorcycle near Coto de Caza, CA. You can choose to get simple liability coverage that handles payment for any repairs or injuries you cause to another during an accident. With collision coverage, you receive help with the cost of repairing your own motorcycle after you cause an accident. There are also policies available for weather damage, vandalism, theft and more. It’s vital that you discuss the options of motorcycle insurance coverage in San Clemente, CA. At Sam Sam the Insurance Man, we have experience insuring bikes across California and look forward to serving your needs as well.